The investment managers at New England Investment and Retirement Group help investors effectively structure their assets to maximize wealth and investment objectives.
Investment Management – What You Need to Know
Investment management and portfolio management are interchangeable terms referring to the selection, allocation and arrangement of investment assets in an efficient manner. An investment manager or portfolio manager at New England Investment and Retirement Group helps an investor to arrange their investment portfolio in a way that increases the investor’s wealth effectively.
The investor’s portfolio may consist of a range of financial assets including equities, fixed income securities, real estate, commodities etc. Based on the investor’s particular circumstances, their risk appetite, and their financial objectives, New England Investment and Retirement Group develops a strategic way to arrange their portfolio to achieve each objective. It is not enough to simply have multiple assets. They must be structured strategically if portfolio returns are to be maximized.
One of the most important aspects of investment management is the selection of assets for one’s portfolio. This is because not all assets are appropriate for everyone. It really depends on the investor’s risk profile as well as their stage in life and their personal financial objectives.
Investors who are risk averse may prefer to invest in more secure assets such as fixed income instruments while those who have more tolerance for risk, may have no problem investing in alternative investments such as derivatives. The investment managers at New England Investment and Retirement Group will consult with you to see exactly where you stand.
Another important aspect of investment management is the allocation of assets. This is important because the combination of assets will impact the overall return on the portfolio. Ideally, the investor should have a portfolio of assets that are negatively correlated for maximum risk mitigation. This ensures that there is no over-exposure to risk by balancing highly risky assets with less risky assets in the right proportion. The right proportion can be determined through various financial models. An investment manager at New England Investment and Retirement Group will be able to help you to determine the optimum portfolio based on risk profile and investment objectives.